Cincinnati MINI Finance Center

Open Today! Sales: 9am-6pm Call us at: Call Sales Phone Number866-982-4860

Welcome to the Cincinnati MINI Finance Center!

At Cincinnati MINI, we offer competitive financing rates and terms on our great selection of new MINI models as well as a quality selection of used coupes, sedans, crossovers, and SUVs. Whether you’re interested in financing or leasing your next new vehicle, our expert and experienced finance staff are here to help.

Our finance experts are here to guide you through the financing process and help you get into the car of your dreams, at the price you can afford. Keep reading to discover all the pros financing and leasing has to offer. When you are ready to get the financing process started, fill out a finance application online and don’t hesitate to contact our finance team with any questions.

Sales Info

Phone Numbers:Sales Hours:
  • Mon - Thu9:00 AM - 8:00 PM
  • Fri - Sat9:00 AM - 6:00 PM
  • SunClosed
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MINI Financing

Whether you opt for Traditional Financing or take advantage of programs like MINI Select, OwnersChoice, or the College Grad Program, there are great options for purchasing your new or used MINI. So if you drive a lot of miles, are looking to customize your ride, and want the ability to own your MINI after a few years, financing may be right for you! Additional pros of financing and owning your MINI include:

  • Less worry about your car’s condition
  • No limit on mileage
  • Full ownership of your vehicle
  • Factory warranty to cover major repairs

MINI Leasing

Leaning towards a lease? It’s a great way to get a new MINI for a low monthly payment while staying flexible. Since leases only last for 24 to 48 months, you’ll always be able to enjoy the latest stylings, technology, and performance offerings. Leases also offer several end-of-lease options. From purchasing or extending your lease to walking away or leasing a new MINI, the choice is yours when you decide to lease. Additional leasing benefits include:

  • Payments are usually lower, compared to a purchase
  • Lower down payment
  • Opportunity to drive a new car every two to three years
  • Factory warranty to cover major repairs

Why finance with MINI Financial Services?

It only makes sense that a car with so many customizable options gives you equally flexible ways to pay. MINI Financial Services helps you find the lease option, payment plan or additional coverage program that works best so you can start motoring. Ask the finance experts at Cincinnati MINI for more information about the MINI Select program, MINI OwnersChoice program, College Grad Program, and more available to you.

Finance FAQs

Leasing is like renting for a 2 to 3 year term with restrictions whereas financing is borrowing money to own.

If you’re a recent college grad, you could start motoring down the road to success with $500 off a new or Certified Pre-Owned MINI.

  • Financing contracts usually are for 24 to 72 months.
  • Leasing contracts usually are for 24 to 48 months.

At the end of your lease, you can buy or return your lease.

  • No limit on mileage
  • Full ownership
  • Factory warranty
  • Ability to customize

  • Lower down payment
  • Lower monthly payments
  • Return for a new model every two to three years
  • Factory warranty covers major repairs

Leases are a great option for anyone who drives under 10,000 miles a year.

Leases are the perfect option for anyone who likes getting a new car every two to three years.

Yes! Trading your car in for a lease is a great way to reduce your cost and sales tax.

Cincinnati MINI is located at: 6131 Stewart Rd • Cincinnati, OH 45227
Cincinnati MINI 39.1790277, -84.3960404.
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